Five Star Bancorp is a California state-chartered non-member bank. The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	3.15
Equity-to-Asset	0.1
Debt-to-Equity	0.21
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-3.25	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.6
	3-Year EPS without NRI Growth Rate	8
	3-Year FCF Growth Rate	-10.6
	3-Year Book Growth Rate	26.3
	Future 3-5Y Total Revenue Growth Rate Estimate	13.83

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	35.31
	9-Day RSI	44.94
	14-Day RSI	49.28
	6-1 Month Momentum %	25.49
	12-1 Month Momentum %	40.66

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.71
	Dividend Payout Ratio	0.35
	Forward Dividend Yield %	2.7
	5-Year Yield-on-Cost %	2.69
	3-Year Average Share Buyback Ratio	-2
	Shareholder Yield %	5.37

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	36.43
	FCF Margin %	24.88
	ROE %	13.3
	ROA %	1.19
	Years of Profitability over Past 10-Year	5

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	12.99
	Forward PE Ratio	11.86
	PE Ratio without NRI	12.99
	PS Ratio	4.77
	PB Ratio	1.62
	Price-to-Tangible-Book	1.61
	Price-to-Free-Cash-Flow	19.57
	Price-to-Operating-Cash-Flow	19.13
	EV-to-Revenue	3.97
	EV-to-FCF	15.8
	Price-to-Graham-Number	0.96
	FCF Yield %	4.49

Financials (Next Earnings Date:2025-01-29 Est.)

Annual Quarterly TTM

FRA:4F6's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Five Star Bancorp Executives

Details

GF Value: €24.66

FRA:4F6

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 6 Medium warning signs with 4F6. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	108.582
	EPS (TTM) (€)	2.091
	Beta	0.6
	Volatility %	37.37
	14-Day RSI	49.28
	14-Day ATR (€)	0.403548
	20-Day SMA (€)	27.52
	12-1 Month Momentum %	40.66
	52-Week Range (€)	18.5 - 28.8
	Shares Outstanding (Mil)	21.32

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Five Star Bancorp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Five Star Bancorp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Five Star Bancorp Frequently Asked Questions

What is Five Star Bancorp(FRA:4F6)'s stock price today?

The current price of FRA:4F6 is €27.20. The 52 week high of FRA:4F6 is €28.80 and 52 week low is €18.50.

When is next earnings date of Five Star Bancorp(FRA:4F6)?

The next earnings date of Five Star Bancorp(FRA:4F6) is 2025-01-29 Est..

Does Five Star Bancorp(FRA:4F6) pay dividends? If so, how much?

The Dividend Yield % of Five Star Bancorp(FRA:4F6) is 2.71% (As of Today), Highest Dividend Payout Ratio of Five Star Bancorp(FRA:4F6) was 0.35. The lowest was 0.11. And the median was 0.23. The Forward Dividend Yield % of Five Star Bancorp(FRA:4F6) is 2.7%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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