Half Year 2021 Heartland Group Holdings Ltd Earnings Call Transcript
Good morning, everyone, and welcome to the Heartland Group's Fiscal Year '21 Interim Results Conference Call. (Operator Instructions)
I would now like to turn the conference over to Jeff Greenslade. Please go ahead.
(foreign language) I'm Jeff Greenslade, the Chief Executive of the Heartland Group. I'm joined with the Group Chief Financial Officer, Andrew Dixson; and Chris Flood, the Bank Chief Executive.
In a moment, I'll run through the -- an overview of the financial highlights of the half year performance. I'll also make some comments on the impairments and, in a related sense, the impact of COVID. Then Andrew will pick up the financial performance in more detail, and he'll be followed by Chris Flood, who'll go through a divisional summary, and then I will close with some strategic and community and cultural highlights.
Before I start, however, I would like just to note this is the tenth year of the Christchurch earthquake
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