Full Year 2022 Heartland Group Holdings Ltd Earnings Call Transcript
Good day, everyone, and welcome to the Heartland Group Full Year Results for 2022. (Operator Instructions)
I would like to turn the conference over now to Mr. Jeffrey Greenslade. Please go ahead, sir.
(foreign language) Good morning, and welcome to the Heartland's FY '22 results. I'm Jeff Greenslade, the Chief Executive of Heartland Group. I'm joined by a number of executives in the room. I have Chris Flood, who is the Deputy Chief Executive of the Heartland Group; Andrew Dixson, the group's Chief Financial Officer, Michael Drumm, the group's Chief Operating Officer; and Leanne Lazarus, who recently appointed Chief Executive to the bank.
Before I get on to the results in detail, I just want to make some observations around our strategic vision in the context of results. This vision is anchored in our objective of best or only products and has 4 elements. Firstly, business as usual growth. And I'm pleased to report that during the course
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