Full Year 2022 Powszechny Zaklad Ubezpieczen SA Earnings Call Transcript
[Interpreted] Good morning, ladies and gentlemen. I'm delighted to give you a warm welcome to this meeting, which is to summarize the results of PZU for Q4 and the whole 2022.
I would like to welcome everyone who is here on site at PZU Park. And also, I would like to give a warm welcome to our guests online. So the agenda is the same as a proven workflow. So we're going to go through the agenda beginning by discussing the main achievements in Q4 and 2022. We will speak about the successes and also the challenges, also how this translated into our financial results. And we will also discuss the group strategy because we are exactly in the middle of it. And we will also discuss what it means in the context of some important changes that will begin in 2023 and concern the insurance sector in a very particular way. So let me begin.
Ladies and gentlemen, a lot can be said about 2022 and it certainly was surprising and volatile and practically in every aspect of PZU business. We all know what happened on the
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