Q1 2019 National Bank of Greece SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I'm Constantinos, your Chorus Call operator. Welcome, and thank you for joining the National Bank of Greece conference call to present and discuss the first quarter 2019 financial results.
At this time, I would like to turn the conference over to Mr. Paul Mylonas, CEO of National Bank of Greece. Mr. Mylonas, you may proceed.
Good afternoon, everyone, and good morning to those of you joining us from the U.S. Welcome to our first quarter '19 financial results call. I'm joined by Ioannis Kyriakopoulos, Group CFO; George Angelides, Head of Finance; and Greg Papagrigoris, Head of IR. After my introductory remarks, the CFO will go into more detail on our financial performance, and then we will turn to Q&A. So let's begin.
First quarter '19 results are beginning to reflect our efforts to transform NBG into an efficient and profitable bank clear of NPEs. Indeed, income has started to grow, operating costs have
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