Q4 2022 National Bank of Greece SA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. I'm Poppy, your Chorus Call operator. Welcome, and thank you for joining the National Bank of Greece conference call to present and discuss the full year 2022 financial results. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. Pavlos Mylonas, CEO of National Bank of Greece. Mr. Mylonas, you may now proceed.
Good afternoon, everyone, and good morning to those of you joining from the U.S. Welcome to our fourth quarter 2022 financial results call. I'm joined by Christos Christodoulou, Group CFO; and Greg Papagrigoris, Group Head of IR. After my introductory remarks, Christos will go into more detail on our financial performance, and then we will turn to Q&A.
Before we start, on behalf of NBG, I would like to express to everyone our deepest condolences to the families of the victims of the devastating train crash.
Now to begin, I'll describe briefly increases
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