Q4 2021 FIRST BANK (Hamilton) Earnings Call Transcript
Good morning, and welcome to today's First Bank Fourth Quarter 2021 Earnings Conference Call. My name is Candice, and I will be your moderator for today's call. (Operator Instructions)
I would now like to pass the conference call over to our host, Patrick Ryan, President and CEO of First Bank. Patrick, please go ahead.
Thank you. I'd like to welcome everyone today to First Bank's Fourth Quarter 2021 Earnings Call. I am joined by Andrew Hibshman, our Chief Financial Officer; and Peter Cahill, our Chief Lending Officer. Before we begin, Andrew will read the safe harbor statement. Andrew?
Thanks, Pat. The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business of First Bank. We caution that such statements are subject to a number of uncertainties and actual results could differ materially, and therefore, you should not
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