Q4 2022 FIRST BANK (Hamilton) Earnings Call Transcript
Thank you all for joining. I would like to welcome you all to the First Bank Earnings Conference Call Fourth Quarter 2022. (Operator Instructions) Now let me turn the call over to Patrick Ryan, President and CEO. So Patrick, you may begin.
Thank you. Good morning, everybody. Welcome to our fourth quarter earnings conference call. I'm joined today by Andrew Hibshman, our Chief Financial Officer; and Peter Cahill, our Chief Lending Officer. Before we begin, Andrew, can you please read the safe harbor statement.
The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business of First Bank. We caution that such statements are subject to a number of uncertainties, and actual results could differ materially, and therefore, you should not place undue reliance on any forward-looking statements we make. We may not update any
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