Q3 2020 First Merchants Corp Earnings Call Transcript
Good day, and welcome to the First Merchants' Third Quarter 2020 Earnings Conference Call. (Operator Instructions)
This presentation contains forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act. Such forward-looking statements can be identified by the use of the words like believe, expect or may, and include statements relating to First Merchants' business plan, growth strategies, loan and investment portfolio, asset quality, risks and future costs. These statements are subject to significant uncertainties that may cause results to differ materially from those set forth in such statements, including changes in economic conditions; the ability of First Merchants to integrate recent acquisitions, changes in regulations and requirements of the company's regulators' legislation changes in the creditworthiness of customers, fluctuations in market rates of interest and other risks and factors identified in First Merchants' filings with the Securities and Exchange Commission.
First Merchants undertakes no obligation to update
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