Q3 2023 First Merchants Corp Earnings Call Transcript
Thank you for standing by, and welcome to the First Merchants Corporation Third Quarter 2023 Earnings Conference Call. Before we begin, management would like to remind you today's call contains forward-looking statements with respect to future performance and financial conditions of First Merchants Corporation that involve risks and uncertainties. Further information is contained within the press release, which we encourage you to review. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for most directly comparable GAAP measures. The press release available on the website contains financial and unquantitative information to be discussed today as well as reconciliation of GAAP to non-GAAP measures.
(Operator Instructions) As a reminder, today's call is being recorded. I will now turn the conference over to your host, Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.
Good morning, and welcome to First Merchants Third Quarter
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