Q4 2020 Guild Holdings Co Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the Guild Holdings Company Fourth Quarter 2020 Earnings Conference Call.
(Operator Instructions)
As a reminder, this call will be recorded. I would now like to turn the conference over to Michael Kim, Investor Relations. Please go ahead, Michael.
Thank you, and good afternoon, everyone. Before we begin, I'd like to remind everyone that comments on this conference call may contain certain forward-looking statements regarding the company's expected operating and financial performance for future periods. These statements are based on the company's current expectations. Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of risk or other factors that are described in greater detail under Risk Factors in Guild's Form 10-K and 10-Q and other reports filed with the U.S. Securities and Exchange Commission.
Additionally, today's remarks will refer to certain non-GAAP financial measures.
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