Q4 2021 Guild Holdings Co Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to Guild Holdings Company's Fourth Quarter 2021 Earnings Conference Call. (Operator Instructions) As a reminder, this call will be recorded. I would now like to turn the call over to Michael Kim, Investor Relations. Please go ahead, Michael.
Thank you, and good afternoon, everyone. Before we begin, I'd like to remind everyone that comments on this conference call may contain certain forward-looking statements regarding the company's expected operating and financial performance for future periods, including the expected market for purchase loans and anticipated volumes and margins for the first quarter of 2022. These statements are based on the company's current expectations. Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of risks or other factors that are described in greater detail under the section titled Risk Factors in Guild's Form 10-K and 10-Q and in other reports filed with the U.S. Securities and Exchange
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