Business Description
Hills Bancorp
NAICS : 522110
SIC : 6022
ISIN : US4316431059
Description
Hills Bancorp is a holding company engaged in the business of commercial banking serving individuals, businesses, governmental units, and institutional customers in the United States. It offers services including acceptance of demand, savings, and time deposits, providing commercial, real estate, agricultural, and consumer loans, maintaining night and safe deposit facilities, and performing collection, exchange, and other banking services. Also, it administers estates, personal trusts, and pension plans and provides farm management, investment advisory, and custodial services for individuals, corporations, and nonprofit organizations. The company also provides mortgage loans and commercial and financial loans. Most of the company's revenue comes from interest income.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.09 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.76 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.29 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 3.9 | |||||
| 3-Year EPS without NRI Growth Rate | 0.3 | |||||
| 3-Year FCF Growth Rate | 100.7 | |||||
| 3-Year Book Growth Rate | 4.3 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 63.07 | |||||
| 9-Day RSI | 59.06 | |||||
| 14-Day RSI | 57.81 | |||||
| 6-1 Month Momentum % | 3 | |||||
| 12-1 Month Momentum % | 5 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.57 | |||||
| Dividend Payout Ratio | 0.26 | |||||
| 3-Year Dividend Growth Rate | -15.6 | |||||
| Forward Dividend Yield % | 1.57 | |||||
| 5-Year Yield-on-Cost % | 1.57 | |||||
| 3-Year Average Share Buyback Ratio | 0.7 | |||||
| Shareholder Yield % | -30.85 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.25 | |||||
| FCF Margin % | 32.03 | |||||
| ROE % | 7.62 | |||||
| ROA % | 0.9 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 16.52 | |||||
| PE Ratio without NRI | 16.52 | |||||
| Shiller PE Ratio | 14.42 | |||||
| Price-to-Owner-Earnings | 17.27 | |||||
| PEG Ratio | 2.75 | |||||
| PS Ratio | 4.51 | |||||
| PB Ratio | 1.21 | |||||
| Price-to-Tangible-Book | 1.22 | |||||
| Price-to-Free-Cash-Flow | 14.09 | |||||
| Price-to-Operating-Cash-Flow | 13.11 | |||||
| EV-to-Revenue | 7.03 | |||||
| EV-to-FCF | 21.95 | |||||
| Price-to-Projected-FCF | 0.72 | |||||
| Price-to-DCF (Earnings Based) | 1.32 | |||||
| Price-to-DCF (FCF Based) | 1.22 | |||||
| Price-to-Median-PS-Value | 0.98 | |||||
| Price-to-Graham-Number | 0.95 | |||||
| FCF Yield % | 7.17 | |||||
| Forward Rate of Return (Yacktman) % | 11.99 |
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