Intact Financial Corp at Morgan Stanley Sustainable Futures Conference (Virtual) Transcript
Okay. Good morning, everybody. Thanks for joining us. I'm Mike Phillips, I'm Morgan Stanley's property casualty insurance analyst joined here this morning by a colleague of mine, Mark Carlucci, who runs our ESG efforts here in research at Morgan Stanley.
Before we get too far, let me read the regulatory statements and disclosures, and that is for important disclosures. Please see the Morgan Stanley research disclosure website at www.morganstanley.com/researchdisclosures. And if you have any questions, please do reach out to your Morgan Stanley sales representative.
Okay. So with that, we're pleased to have representatives from Intact Financial again this morning. Intact is a property and casualty insurance company based in Canada, significant presence in personal and commercial lines in Canada, one of the companies I cover here at Morgan Stanley. They have a growing presence in the U.S. and other parts of the world. We're
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