Q4 2021 Intact Financial Corp Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to Intact Financial Corp. Q4 2021 Results Conference Call. (Operator Instructions) Also note that this call is being recorded on Wednesday, February 9, 2022. I now would like to turn the conference over to Shubha Khan, Vice President, Investor Relations. Please go ahead.
Thank you, Sylvie. Good morning, everyone. And thank you for joining the call today. A link to our live webcast and published information for this call is posted on our website at intactfc.com under the Investors tab.
As usual, before we start, please refer to Slide 2 precautionary language regarding the use of forward-looking statements which form part of this morning's remarks and Slide 3 for a note on the news of non-GAAP financial measures and important notes on adjustments, terms and definitions used in this presentation.
With me today, we have our CEO, Charles Brindamour; our CFO, Louis Marcotte; Isabelle Girard, our Senior Vice President of
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