Q3 2022 Kingsway Financial Services Inc Earnings Call Transcript
Good day, and welcome to the Kingsway Third Quarter 2022 Earnings Call. (Operator Instructions) With me on the call are J. T. Fitzgerald, Chief Executive Officer; and Kent Hansen, Chief Financial Officer.
Before we begin, I want to remind everyone that today's conference call may contain forward-looking statements. Forward-looking statements include statements regarding the future, including expected revenue, operating margins, expenses and future business outlook. Actual results or trends could materially differ from those contemplated by those forward-looking statements. For a discussion of such risks and uncertainties, which could cause actual results to differ from those expressed or implied in the forward-looking statements, please see risk factors detailed in the company's annual report, on Form 10-K, contained in the subsequent field reports on Form 10-Q, as well as in other reports that the company files from time to time with the Securities and Exchange Commission.
Please note, too, that today's call may include the use of non-GAAP numbers that management utilizes to analyze the
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