Q1 2019 Live Oak Bancshares Inc Earnings Call Transcript
Good day, ladies and gentlemen, and welcome to the Live Oak Bancshares' Quarter 1 2019 Earnings Conference Call. (Operator Instructions) As a reminder, today's conference is being recorded.
I would now like to turn the call over to Greg Seward, General Counsel of Live Oak Bancshares. You may begin.
Thank you, and good morning, everyone. Welcome to Live Oak's first quarter 2019 earnings conference call. We are webcasting live over the Internet, and this call is being recorded.
To access the call over the Internet and review the presentation materials and commentary that we will reference on the call, please visit our website at investor.liveoakbank.com and go to today's call on our Event calendar for supporting materials. Our first quarter earnings release is also available on our website.
Before we get started, I would like to caution you that we may make forward-looking statements during today's call that are subject to risks and uncertainties. Factors that may cause
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