Q3 2019 Live Oak Bancshares Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Live Oak Bancshares, Inc. Third Quarter 2019 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference to your speaker today, Greg Seward, General Counsel of Live Oak Bancshares. Please go ahead, sir.
Thank you and good morning, everyone. Welcome to Live Oak's Third Quarter 2019 Earnings Conference Call. We are webcasting live over the Internet, and this call is being recorded.
To access the call over the Internet and review the presentation materials and commentary that we will reference on the call, please visit our website at investor.liveoakbank.com and go to today's call on our Event Calendar for supporting materials. Our third quarter earnings release is also available on our website.
Before we get started today, I would like to caution you that we may make forward
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