Business Description
![Aviva PLC Aviva PLC logo](https://static.gurufocus.com/logos/0C00000Q5S.png?14)
Aviva PLC
NAICS : 524113
SIC : 6311
ISIN : GB00BPQY8M80
Description
Aviva is a multiline insurer that is listed on the London Stock Exchange. The company traces its roots back to the 17th century with the establishment of Hand-in-Hand. After the Great Fire of London, this mutual was formed to provide protection against fires. Hand-in-Hand was then acquired by Commercial Union in 1905. Over the years, Hand-in-Hand insured London landmarks such as London Bridge, the British Museum, and the Palace in Lambeth. The life insurance part of Aviva began in the early part of the 18th century with the establishment of Amicable, again a mutual but this time to protect widows and children against the loss of life.
Financial Strength
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 2.35 | |||||
Equity-to-Asset | 0.03 | |||||
Debt-to-Equity | 0.79 | |||||
Debt-to-EBITDA | 4 | |||||
Interest Coverage | 4.59 | |||||
Piotroski F-Score | 4/9 | |||||
WACC vs ROIC |
Growth Rank
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 15.9 | |||||
3-Year EBITDA Growth Rate | 3.2 | |||||
3-Year EPS without NRI Growth Rate | 4.3 | |||||
3-Year FCF Growth Rate | -12.4 | |||||
3-Year Book Growth Rate | -12 | |||||
Future 3-5Y EPS without NRI Growth Rate | -32.5 | |||||
Future 3-5Y Total Revenue Growth Rate | -0.21 |
Momentum Rank
10/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 43.83 | |||||
9-Day RSI | 47.2 | |||||
14-Day RSI | 48.13 | |||||
6-1 Month Momentum % | 11.12 | |||||
12-1 Month Momentum % | 22.79 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
---|
Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 7.01 | |||||
Dividend Payout Ratio | 0.79 | |||||
3-Year Dividend Growth Rate | 35.4 | |||||
Forward Dividend Yield % | 7.01 | |||||
5-Year Yield-on-Cost % | 7.63 | |||||
3-Year Average Share Buyback Ratio | 11.7 | |||||
Shareholder Yield % | 14.02 |
Profitability Rank
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 3.28 | |||||
FCF Margin % | -9.32 | |||||
ROE % | 11.38 | |||||
ROA % | 0.34 | |||||
ROIC % | 0.49 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 12.81 | |||||
Forward PE Ratio | 11.14 | |||||
PE Ratio without NRI | 11.83 | |||||
Shiller PE Ratio | 11.46 | |||||
Price-to-Owner-Earnings | 1.71 | |||||
PS Ratio | 0.4 | |||||
PB Ratio | 1.44 | |||||
Price-to-Tangible-Book | 2.17 | |||||
EV-to-EBIT | 1.66 | |||||
EV-to-EBITDA | 1.66 | |||||
EV-to-Revenue | 0.09 | |||||
EV-to-Forward-Revenue | 0.09 | |||||
EV-to-FCF | -0.99 | |||||
Price-to-Projected-FCF | 0.32 | |||||
Price-to-Graham-Number | 1.07 | |||||
Earnings Yield (Greenblatt) % | 60.24 | |||||
FCF Yield % | -24.15 | |||||
Forward Rate of Return (Yacktman) % | 8.65 |