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Full Year 2022 Quilter PLC Earnings Call Transcript
Good morning, everyone, and thank you for joining us today. First off, let me introduce myself to those who don't know me. I'm Steven Levin and I took over as CEO of Quilter in November last year. I've run a number of businesses within the Quilter Group including the Platform, Quilter Investors and several of the businesses we've sold. Since taking the helm, I've been reviewing our whole business to assess what we do well and what we can do better. We've done a number of things well as a business: capital discipline, the Platform migration and cost management stand out here in this regard. We've got a great platform and we've got a great asset management business and both of these are usually scalable businesses. We've got an excellent proposition for our high net worth clients in Quilter Cheviot. We've got the second largest advice business in the U.K. Quilter has got a great market position and a huge amount of potential and that's what really excites me about this business.
But our business is more complex and less efficient than it could be and I
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