Q4 2019 OTP Bank Nyrt Earnings Call Transcript
Dear ladies and gentlemen, welcome to the Q4 2019 conference call of OTP Bank. At our customer's request this conference will be recorded. (Operator Instructions). May I now hand you over to Mr. László Bencsik, Chief Financial and Strategic Officer, who will lead you through this conference. Please go ahead sir.
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Thank you, thank you. Good morning or good afternoon depending where you are and thank you for joining us today. It's a very hectic day on the market. So, I really appreciate that you took the time to listen to our presentation. As usual, the presentation is available on the website so you can download it, and hopefully you have already done it so you can follow me when I try to present.
Part of the pack, not the whole pack but, as we introduced a few quarters ago, I only talk about the summary slides, so maybe the first 23 slides, and then the rest are just details. And then basically have more time for your questions.
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