Q2 2020 OTP Bank Nyrt Earnings Call Transcript
Dear ladies and gentlemen, welcome to the OTP Bank Second Quarter 2020 Conference Call. This conference call will be recorded. (Operator Instructions) May I now hand you over to László Bencsik, Chief Financial and Strategic Officer. László, please go ahead.
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Thank you. Good afternoon or good morning, depending where you are, and thank you for joining us today on the conference call. We continue the practice that we started last time that I won't be the only presenter. We have Mr. György Kiss-Haypál, our Head of Risk, Chief Risk Officer. He's going to elaborate on the risk topic and as a new participant on these conference calls, I will introduce Mr. Gergely Tardos , who's our Head of Research. He will elaborate on the macro expectations what we have.
We follow the usual format. So we start with a presentation, a formal presentation. The new element is that those of you who join through the Internet, through Zoom
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