Full Year 2019 Nedbank Group Ltd Earnings Call Transcript
All right. Good evening, ladies and gentlemen. We're having a bit of a countdown because with presentations these days, there's webcasts, there's linkages, there's all those sorts of things. But on behalf of the Investment Analysts Society, I'd like to thank the Nedbank Group Limited for this presentation of the annual results. I see they have done it already to the president behind me, but it might have been on another occasion because they're all very happy, So I'm not too sure. Okay. So this is the results for the year-end December 2019. This is a bank being listed now since for nearly -- for more than 50 years, and it's been in operation for 130-plus years. These conditions are probably as tough in many ways as the banks faced in its history. So we'd like to hear about that. And on behalf of the Society, then I'd like just to thank Nedbank for hosting us and to invite the CEO, Mike Brown, who I see is been on the Board, CFO since 2004 and the Chief Executive since March 2010. So we have the most experienced, and I think 1 of
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