Business Description
AAVAS Financiers Ltd
ISIN : INE216P01012
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Traded in other countries / regions
541988.India IPO Date
2018-10-08Description
AAVAS Financiers Ltd is a housing finance company. The company provides housing loans to customers belonging to the low and middle-income and self-employed segments in suburban and rural India. Its only operating segment is Lending to borrowers. The company's product portfolio includes home loans, land purchases and construction, home improvement loans, home equity, micro, small, and medium enterprise loan, and others. It offers customers loans for the purchase or construction of residential properties and the extension and repair of existing housing units.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.16 | |||||
| Equity-to-Asset | 0.23 | |||||
| Debt-to-Equity | 3.29 | |||||
| Debt-to-EBITDA | 18.03 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Altman Z-Score | 1.13 | |||||
| Beneish M-Score | -1.49 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 21.4 | |||||
| 3-Year EBITDA Growth Rate | 20.8 | |||||
| 3-Year EPS without NRI Growth Rate | 13 | |||||
| 3-Year FCF Growth Rate | -23.1 | |||||
| 3-Year Book Growth Rate | 16 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 33.78 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 7.76 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 36.59 | |||||
| 9-Day RSI | 38.59 | |||||
| 14-Day RSI | 39.73 | |||||
| 6-1 Month Momentum % | 9.36 | |||||
| 12-1 Month Momentum % | 20.71 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.6 | |||||
| Quick Ratio | 1.6 | |||||
| Cash Ratio | 0.76 | |||||
| Days Sales Outstanding | 1.4 | |||||
| Days Payable | 6.01 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.3 | |||||
| Shareholder Yield % | -19.13 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 31.64 | |||||
| Operating Margin % | 19.28 | |||||
| Net Margin % | 28.88 | |||||
| FCF Margin % | -110.7 | |||||
| ROE % | 14.41 | |||||
| ROA % | 3.38 | |||||
| ROIC % | 2.02 | |||||
| 3-Year ROIIC % | 0.9 | |||||
| ROC (Joel Greenblatt) % | 816.47 | |||||
| ROCE % | 4.83 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 26.55 | |||||
| Forward PE Ratio | 23.19 | |||||
| PE Ratio without NRI | 36.05 | |||||
| Shiller PE Ratio | 52.67 | |||||
| PEG Ratio | 1.81 | |||||
| PS Ratio | 7.67 | |||||
| PB Ratio | 3.56 | |||||
| Price-to-Tangible-Book | 3.55 | |||||
| EV-to-EBIT | 37.05 | |||||
| EV-to-EBITDA | 35.24 | |||||
| EV-to-Revenue | 13.8 | |||||
| EV-to-FCF | -11.73 | |||||
| Price-to-DCF (Earnings Based) | 1.36 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.86 | |||||
| Price-to-Graham-Number | 2.43 | |||||
| Earnings Yield (Greenblatt) % | 2.71 | |||||
| FCF Yield % | -15.34 | |||||
| Forward Rate of Return (Yacktman) % | 8.93 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
AAVAS Financiers Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 18,241.065 | ||
| EPS (TTM) (₹) | 67.3 | ||
| Beta | 0.87 | ||
| Volatility % | 34.85 | ||
| 14-Day RSI | 39.73 | ||
| 14-Day ATR (₹) | 48.295884 | ||
| 20-Day SMA (₹) | 1693.775 | ||
| 12-1 Month Momentum % | 20.71 | ||
| 52-Week Range (₹) | 1307 - 1978.95 | ||
| Shares Outstanding (Mil) | 79.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
AAVAS Financiers Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
AAVAS Financiers Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
AAVAS Financiers Ltd Frequently Asked Questions
What is AAVAS Financiers Ltd(NSE:AAVAS)'s stock price today?
The current price of NSE:AAVAS is ₹1662.40. The 52 week high of NSE:AAVAS is ₹1978.95 and 52 week low is ₹1307.00.
When is next earnings date of AAVAS Financiers Ltd(NSE:AAVAS)?
The next earnings date of AAVAS Financiers Ltd(NSE:AAVAS) is 2025-01-31 Est..
Does AAVAS Financiers Ltd(NSE:AAVAS) pay dividends? If so, how much?
AAVAS Financiers Ltd(NSE:AAVAS) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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