Q3 2021 Federal Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Federal Bank Q3 FY '21 Investor Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I would now like to hand the conference over to Mr. Shyam Srinivasan, MD and CEO, Federal Bank. Thank you, and over to you, sir.
Good afternoon, everybody. Thank you for being on this call, the first call of the 2021, and hopefully, the worst of pandemic is behind us. And that's a good plus to the pandemic, the bank, the resolve to perform and continue to get stronger operationally has held out well. Very much like last quarter, this quarter also our operating performance is quite strong, driven by certain priorities. We chose to ensure the businesses that are relatively higher-margin keep growing; ensure that our deposit franchise continues to get stronger and granular, both at the same time; and of course, keep a tight watch and vigil on the whole area of slippages and, more importantly, strengthen our balance
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