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Q3 2023 Federal Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Q3 FY '23 Earnings Conference Call of The Federal Bank Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Souvik Roy, Head Investor Relations, The Federal Bank Limited. Thank you. And over to you, sir.
Thank you so much, and good evening. Welcome to our earnings call for the third quarter. We are still to report what I'd call one of our best quarterly results ever. The quarter has been nothing short of outstanding with record-breaking revenue and profit. We saw better NIMs, better asset quality and a multiyear high of ROA and ROE. If you remember, this is exactly what I said when I opened the call last quarter and would like to keep saying the same for every quarter here onwards. Our diversified business model and focus on risk management has allowed us to drive growth while maintaining a pristine balance sheet. Our digital transformation initiatives have also played a key role in
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