HDFC Bank Ltd Conference Call Hosted By Morgan Stanley Transcript
Ladies and gentlemen, good day, and welcome to the HDFC Bank conference call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Ridham Desai, Managing Director and Head of Equity Research. Thank you, and over to you, sir.
Thank you. Welcome to everyone on this call. Good evening to those in Asia, and good afternoon, and good morning to those in the Western Hemisphere. We have a very, very special call today with HDFC Bank. Your host for this call, Sumeet, our banks analyst, Sanjay, who is our Co-CEO and Head of Equities, India and yours truly.
From HDFC Bank, I've got Srini, who is the Chief Financial Officer; he joined the bank about 2 years ago, but has more than 27 years in Citibank, so 3 decades in the banking sector. I have Sashi who all of you know, Sashi, he's the group head and has been with the bank for almost a quarter of a century, has led various businesses, the finance division, notably. Has been responsible for the growth trajectory. Is
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