Q3 2021 HDFC Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good evening, and welcome to the HDFC Bank Limited Q3 FY '21 earnings conference call on the financial results presented by the management of HDFC Bank. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank. Thank you, and over to you, sir.
Okay. Thank you, Stanford. Appreciate the participants calling in today.
We'll start with some background on the market context, on what we have seen and are seeing to provide a backdrop, so that that's the backdrop on which we will talk about the results and some of the business dynamics.
As you know, after recovering sharply in the months of August to October, the tailwind of the festive season provided good economic relief. The trend was good, suggesting that the overall economic activity remains in the positive territory, and there has not been a reversal in the recovery process. For instance, PMI
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