Q4 2019 ICICI Bank Ltd Earnings Call Transcript
Good evening to all of you, and welcome to the ICICI Bank's earnings call to discuss the Q4 '2019 results. Joining us today on this call are our Executive Directors, Vishakha, Anup and Vijay; Executive Director Designate, Sandeep Batra; CFO, Rakesh Jha, and our Head of Investor Relations, Anindya.
As communicated in our previous earnings calls, we are focusing on our objective of growing the core operating profit in a granular and a risk-calibrated manner. Our core operating profit increased by 25.8% year-on-year to INR 60.77 billion in Q4 of 2019.
For financial year 2019, core operating profit grew by 16.5% to INR 220.72 billion. We believe that a strong liability franchise is the basis of our strategy, and we have seen a healthy growth in our overall funding.
The total deposits increased by 16.4% year-on-year from INR 5.61 trillion to INR 6.53 trillion at March 31, 2019. The term deposits increased by 21.4% year-on-year from INR 2.71 trillion to INR 3.29 trillion. The average CASA deposit increased by 13
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