Q2 2024 RBL Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to RBL Bank Limited Q2 FY '24 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. R. Subramaniakumar, Managing Director and CEO of RBL Bank. Thank you, and over to you, Mr. Kumar.
Thanks, ma'am. Good evening, ladies and gentlemen, and thank you for joining us for a discussion on RBL Bank's financial results for the second quarter financial year 2024. I'm always -- as always, joined on this call by Mr. Rajeev Ahuja; Jaideep Iyer; and our CFO; and other members of our management team, who, along with me, will address any questions that you have.
I'm happy to report that this quarter has been a continuation of our path of improving the financial performance and as a result, we are on track to build a predictable and stable balance sheet. We continue to track well to our guidance on return ratios, asset quality, credit costs and operating performance. We
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