Royal Bank of Scotland Group PLC at Bank of America Merrill Lynch Banking & Insurance CEO Conference Transcript
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have a Q&A and then move to the audience for questions and do, please, send them through on the iPad or feel free to ask them at the end of the session.
Questions & Answers
Perhaps we could start on the operating environment. At Q2, you've flagged that a deterioration in the operating outlook meant that achieving next year's ROE target was unlikely. I guess what we've seen is quite a lot of fluctuation actually of interest rate expectations from the market and there's uncertainty around the economy. So I guess in terms of that, particularly the interest rate expectations, how do you see that impacting top line in terms of margin, net interest income? And which -- how quickly does that come through? And which parts of the business does that impact, so the structural hedge and deposits, for example?
Yes, certainly. So let me try and take you around that question a
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