Q4 2019 OceanFirst Financial Corp Earnings Call Transcript
Good day. And welcome to the OceanFirst Financial Corp. earnings conference call and webcast. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to Ms. Jill Hewitt, Senior Vice President and Investor Relations. Please go ahead.
Thank you, Jason. Good morning, and thank you all for joining us. I'm Jill Hewitt, Senior Vice President and Investor Relations Officer at OceanFirst Financial Corp.
We will begin this morning's call with our forward-looking statement disclosure.
Please remember that many of our remarks today contain forward-looking statements based on current expectations. Refer to our press release and other public filings, including the risk factors in our 10-K, where you will find factors that could cause actual results to differ materially from these forward-looking statements.
Thank you. And now I turn the call over to our host today, Chairman and Chief Executive Officer,
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