Q4 2022 OceanFirst Financial Corp Earnings Call Transcript
Hello, everyone, and welcome to the OceanFirst Financial Corp. Earnings Conference Call. My name is Daisy, and I'll be coordinating your call today. (Operator Instructions) I would now like to hand over to your host, Jill Hewitt, Investor Relations Officer, to begin. So Jill, please go ahead.
Thank you, Daisy. Good morning, and thank you all for joining us today. I'm Jill Hewitt, Senior Vice President and Investor Relations Officer at OceanFirst Financial Corp. We will begin this morning's call with our forward-looking statement disclosure. Please remember that many of our remarks today contain forward-looking statements based on current expectations. Refer to our press release and other public filings, including the risk factors in our 10-K, where you will find factors that could cause actual results to differ materially from these forward-looking statements. Thank you. And now I will turn the call over to our host this morning, Chairman and Chief Executive Officer, Christopher
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