Q1 2020 OFG Bancorp Earnings Call Transcript
Good morning, and thank you for joining OFG Bancorp's Conference Call. My name is Kristel, and I will be your operator today. Our speakers are José Rafael Fernández, President, Chief Executive Officer and Vice Chairman; and Maritza Arizmendi, Executive Vice President and Chief Financial Officer.
A presentation accompanies today's remarks. It can be found on the Investor Relations website on the home page in the What's New box or on the Webcasts, Presentations & Other Files page.
This call may feature certain forward-looking statements about management's goals, plans and expectations. These statements are subject to risks, and results may differ materially from those currently anticipated. We disclaim any obligation to update information disclosed in this call as a result of developments that occur afterwards. (Operator Instructions)
It is my pleasure to turn the call over to Mr. Fernández.
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Good morning. Thank you for
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