Q3 2023 OFG Bancorp Earnings Call Transcript
Good morning. Thank you for joining OFG Bancorp's conference call. My name is James, I will be your operator today. Our speakers are Jose Rafael Fernandez, Chief Executive Officer and Vice Chair of the Board of Directors; and Maritza Arizmendi, Chief Financial Officer. A presentation accompanies today's remarks. It can be found on the home page of the OFG website under the Third Quarter 2023 section.
This call may feature certain forward-looking statements about management's goals, plans and expectations. These statements are subject to risks and uncertainties outlined in the Risk Factors section of OFG's SEC filings. Actual results may differ materially from those currently anticipated. We disclaim any obligation to update information disclosed in this call as a result of developments that occur afterward.
(Operator Instructions) I'd now like to turn the call over to Mr. Fernandez.
Good morning, and thank you for joining us. We are very pleased to report our third
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