PBCO Financial Corp is a local community bank, focusing on delivering high quality services. It offers various deposit products, including checking, savings, and money market accounts, as well as certificates of deposit.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.4
Equity-to-Asset	0.1
Debt-to-Equity	0.64
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.88	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-11.3
	3-Year EPS without NRI Growth Rate	-51.1
	3-Year FCF Growth Rate	-14.5
	3-Year Book Growth Rate	2.6

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	78.78
	9-Day RSI	64.46
	14-Day RSI	59.65
	6-1 Month Momentum %	23.3
	12-1 Month Momentum %	12.21

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-10.7
	Shareholder Yield %	-20.6

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	3.79
	FCF Margin %	19.79
	ROE %	1.34
	ROA %	0.12
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	77.78
	PE Ratio without NRI	73.3
	Shiller PE Ratio	10.29
	PEG Ratio	12.42
	PS Ratio	2.89
	PB Ratio	0.96
	Price-to-Tangible-Book	1
	Price-to-Free-Cash-Flow	14.58
	Price-to-Operating-Cash-Flow	8.26
	EV-to-Revenue	4.04
	EV-to-FCF	20.35
	Price-to-Projected-FCF	0.66
	Price-to-Median-PS-Value	1.36
	Price-to-Peter-Lynch-Fair-Value	12.5
	Price-to-Graham-Number	1.81
	FCF Yield %	6.85
	Forward Rate of Return (Yacktman) %	17.98

Financials

Annual Quarterly TTM

PBCO's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:PBCO

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PBCO Financial Corp Executives

Details

GF Value: $7.15

PBCO

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with PBCO. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	25.829
	EPS (TTM) ($)	0.18
	Beta	0.23
	Volatility %	23.54
	14-Day RSI	59.65
	14-Day ATR ($)	0.091625
	20-Day SMA ($)	13.9405
	12-1 Month Momentum %	12.21
	52-Week Range ($)	11.04 - 15.24
	Shares Outstanding (Mil)	5.33

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PBCO Financial Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PBCO Financial Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

PBCO Financial Corp Frequently Asked Questions

What is PBCO Financial Corp(PBCO)'s stock price today?

The current price of PBCO is $14.00. The 52 week high of PBCO is $15.24 and 52 week low is $11.04.

When is next earnings date of PBCO Financial Corp(PBCO)?

The next earnings date of PBCO Financial Corp(PBCO) is .

Does PBCO Financial Corp(PBCO) pay dividends? If so, how much?

PBCO Financial Corp(PBCO) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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