Q4 2018 360 Finance Inc Earnings Call Transcript
Good day, and welcome to the 360 Finance Fourth Quarter and Full Year 2018 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded. I would now like to turn the conference over to George Shao, Head of Investor Relations. Please go ahead.
Hello, everyone, and welcome to 360 Finance's Fourth Quarter and Full Year 2018 Earnings Call -- Earnings Conference Call. The company's results were issued earlier today, and were posted online. So joining me today on the call are Mr. Jun Xu, our Chief Executive Officer; Mr. Haisheng Wu, our President and; Mr. Jiang Wu, our Chief Financial Officer; and Mr. Yan Zheng, our Vice President. We will start the call with our prepared remarks and conclude with Q&A session.
Before we continue, I will refer you to our safe harbor statement in the earnings press release, which applies to this call as we will make forward-looking statements. Also, this call includes discussing of certain non-GAAP financial measures. Please refer to our earnings
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