Q4 2019 360 Finance Inc Earnings Call Transcript
Thank you for standing by, and welcome to the 360 Finance Fourth Quarter 2019 Earnings Conference Call. (Operator Instructions) I would now like to hand the conference over to Ms. Mandy Dong. Please go ahead.
Thank you. Hello, everyone, and welcome to our fourth quarter and full year 2019 earnings conference call. Our results were issued earlier today and can be found on our IR website.
Joining me today on the call are Mr. Wu Haisheng, our CEO and Director; Mr. Alex Wu, our CFO and Director; and Mr. Zheng Yan, our Vice President.
Before we begin our prepared remarks, I would like to remind you of the company's safe harbor statement in connection with today's earnings call. Except for any historical information, the material discussed on this conference call may contain forward-looking statements. These statements are based on our current plans, estimates, and projections. Therefore, you should not place undue reliance on them.
Forward-looking statements involve inherent risks and uncertainties. We caution that a number of
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