Q4 2020 State Bank of India Earnings Call Transcript
Ladies and gentlemen, good day and welcome to the Q4 FY2020 Results Conference Call of State Bank of India. (Operator Instructions) please note that this conference is being recorded.
I would now like to hand the conference over to Mr. Ravi Singh from HSBC Securities. Thank you, and over to you, Sir.
Thank you, Janis, and hello, everyone, to all who have joined us on this call today to discuss 4Q FY '20 results of State Bank of India. To discuss results and address questions from investors and analysts on this call, we have entire top management team of SBI led by Chairman, Mr. Rajnish Kumar. Thank you, sir, for this opportunity.
I will now hand over this call to Mr. Pawan Kumar Kedia, General Manager, Performance Planning and Review, for further proceedings. Over to you, Mr. Kedia.
Thank you, Ravi. Good evening, ladies and gentlemen. I am Pawan Kedia,
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