Q4 2022 State Bank of India Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to State Bank of India Q4 FY '22 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Pawan Kumar Kedia, General Manager, PPR from State Bank of India. Thank you, and over to you, Mr. Kedia.
Thank you. Good evening, ladies and gentlemen. I'm Pawan Kumar Kedia, General Manager, Performance Planning and -Review. On behalf of the top management of SBI, I extend a warm welcome to all joining us today on SBI Q4 FY '22 earnings conference call. On the call today, we have with us our Chairman, Mr. Dinesh Kumar Khara; Mr. C.S. Setty, Managing Director Retail & Digital Banking; Mr. Ashwani Bhatia, Managing Director, Corporate Banking and Global Markets; Mr. Swaminathan J, Managing Director, Risk, Compliance & Stresses Assets Resolution Group; Mr. Ashwini Tewari, Managing Director, International Banking, Technology and Subsidiaries; Mr. Alok Kumar Choudhary, Deputy
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