Q3 2023 Sterling Bancorp Inc Earnings Call Transcript
Good morning, everyone. Thank you for joining us today to discuss Sterling Bancorp's Financial Results for the Third Quarter ended September 30, 2023. Joining us today from Sterling's management team are Tom O'Brien, Chairman, CEO and President; and Karen Knott, Chief Financial Officer and Treasurer. Tom will discuss the third quarter results, and then we'll open the call to your questions.
Before we begin, I'd like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial conditions of Sterling Bancorp that involve risks and uncertainties. In particular, forward-looking statements may be made on this conference call regarding the economy and financial markets, government investigations, credit quality, the regulatory scheme governing the company's industry, competition in the company's industry, interest rates, the company's liquidity, the company's business and the company's governance.
Any forward-looking statement made during this conference call are based primarily on the company's current expectations and
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