Q4 2023 Sterling Bancorp Inc Earnings Call Transcript
Good morning, everyone. Thank you for joining us today to discuss Sterling Bancorp's financial results for the fourth quarter and full year ended December 31, 2023. Joining us today from Sterling's management team are Tom O'Brien, Chairman CYO. and President, and Kevin Clark, Chief Financial Officer and Treasurer. Tom will discuss the fourth quarter and year end results, and then we'll open the call up to your questions.
Before we again, I'd like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties. In particular, forward looking statements may be made on this conference call regarding the economy and financial markets. Government investigations, credit quality and regulatory scheme governing the Company's industry, competition in the Company's industry, interest rates and companies look at liquidity, the company's business and company's governance. Any forward-looking statements made during this conference call are based primarily on the Company's current
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