Discover Financial Services (STU:DC7)

€ 138.4 -2.86 (-2.02%) Market Cap: 34.99 Bil Enterprise Value: 27.36 Bil PE Ratio: 12.34 PB Ratio: 2.22 GF Score: 82/100

Q4 2020 Discover Financial Services Earnings Call Transcript

Jan 21, 2021 / 01:00PM GMT

Release Date Price: €80.5 (-1.23%)

Transcript 8-K

Operator

Good morning. My name is Maria, and I'll be your conference operator today. At this time, I would like to welcome everyone to the Fourth Quarter and Fiscal Year 2020 Discover Financial Services Earnings Conference Call. (Operator Instructions)

Thank you. I'll now turn the call over to Mr. Eric Wasserstrom, Head of Investor Relations. Please go ahead.

Eric Wasserstrom

Thank you, Maria, and good morning, everyone. Welcome to this morning's call.

I'll begin on Slide 2 of our earnings presentation, which you can find in the financial section of our Investor Relations website, investorrelations.discover.com.

Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in today's press release and the presentation. Our call today will include remarks from our CEO, Roger Hochschild; and John Greene, our Chief Financial Officer. After we conclude our formal comments, there

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