Q3 2020 Ageas SA Earnings Call Transcript
Ladies and gentlemen, welcome to the Ageas Conference Call. I am pleased to present Mr. Hans De Cuyper, Chief Executive Officer; and Mr. Christophe Boizard, Chief Financial Officer. (Operator Instructions)
Please also note that this conference is being recorded. I would like now to hand the call over to Mr. Hans De Cuyper, Chief Executive Officer; Mr. Christophe Boizard, Chief Financial Officer. Gentlemen, please go ahead.
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Good morning, ladies and gentlemen. Thank you all for dialing into this conference call and for being with us for the presentation of the results of Ageas for the third quarter of 2020. I'm happy to be hosting this conference call for the first time as Ageas' new CEO. I'm joined in the room by Christophe Boizard, our CFO; and Manu Van Grimbergen, our Chief Risk Officer; and as usual, Filip Coremans and Antonio Cano are also in the room.
And as you may have seen in our press release 2 weeks ago, their roles within the group
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