Q3 2021 Ageas SA Earnings Call Transcript
Welcome to the Ageas conference call for the first 9 months of 2021. I am pleased to present Mr. Hans De Cuyper, Chief Executive Officer; and Mr. Christophe Boizard, Chief Financial Officer. (Operator Instructions) Please also note that this conference is being recorded.
I would now like to hand over to Mr. Hans De Cuyper and Mr. Christophe Boizard. Gentlemen, please go ahead.
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Good morning, ladies and gentlemen. Thank you all for dialing into this conference call and for being with us for the presentation of the 9-month results of Ageas. As usual, I'm joined in the room by my colleagues of the Executive Committee, Christophe Boizard, CFO; Emmanuel Van Grimbergen, CRO; Antonio Cano, Managing Director, Europe; and Filip Coremans, Managing Director of Asia.
As you know, our activity faced significant headwinds this quarter with the devastating summer floods in Europe and the continued negative impact of the adverse interest rate
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