Q3 2019 Hilltop Holdings Inc Earnings Call Transcript
Good morning and welcome to the Hilltop Holdings Third Quarter 2019 Earnings Conference Call. (Operator Instructions)
Please note, this event is being recorded. I would now like to turn the conference over to Erik Yohe. Please go ahead.
Thank you. Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition and anticipated amendments to SEC filings, are forward-looking statements. These statements are based on management's current expectations concerning future events that by their nature are subject to risks and uncertainties. Our actual results, capital and financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in our discussion today and those included in our most recent annual report and quarterly report filed with the
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