Q2 2023 Hilltop Holdings Inc Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to the Hilltop Holdings Second Quarter 2023 Earnings Conference Call and Webcast. (Operator Instructions) This call is being recorded on Friday, July 21, 2023.
I would now like to turn the conference over to Erik Yohe, Executive Vice President of Hilltop Holdings. Please go ahead.
Thank you. Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition, allowance for credit losses, liquidity and sources of funding, the impact and potential impacts of inflation, stock repurchases and dividends and impacts of interest rate changes as well as such other items referenced in the preface of our presentation are forward-looking statements.
These statements are based on management's current expectations concerning future events that, by their nature, are subject
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