Q2 2021 CTBC Financial Holding Co Ltd Earnings Call Transcript
Welcome, everyone, to CTBC Financial Holding Company's 2021 Second Quarter Earnings Conference Call. (Operator Instructions)
Today's host will be Ms. Ya-Ling Chiu, the CFO and Spokesperson of CTBC Financial Holding Company; and Mr. Pai-Hung Yeh, Executive Vice President of Taiwan Life Insurance Company. And the presentation will begin now.
Thank you, everyone, for joining CTBC's Second Quarter 2021 Earnings Call.
Please turn to Page 3 on financial highlights. CTBC Holding continued to report a resilient operating performance with after-tax profit increasing 74% Y-o-Y. Despite the Level 3 COVID-19 alert in place from mid-May through July, ROE and ROA reached 17.3% and 1%, respectively. EPS was TWD 1.72.
Holding remained well capitalized with CAR at 137% and double leverage ratio at 110.5%. CTBC Bank reported solid loan growth led by strong domestic corporate loans, mortgage and consumer loans.
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