Q3 2022 CTBC Financial Holding Co Ltd Earnings Call Transcript
Welcome, everyone, to CTBC Financial Holding Company's 2022 Third Quarter Earnings Conference Call. (Operator Instructions) Today's host will be Ms. Rachael Kao, Spokesperson of CTBC Holding; Ms. Megan Hsu, CFO of CTBC Holding; and Mr. Pai-Hung Yeh, Executive Vice President of Taiwan Life. And now I would like to turn the call over to Ms. Rachael Kao, spokesperson of CTBC Holding. Ms. Kao, please proceed.
Good afternoon. This is Rachael. And since I'm the first participant, I mean the new participant to the IR meeting, let me introduce myself briefly. My name is Rachael Kao, and I have been working at CTBC Holding for 26 years, and I was relocated from Tokyo Star Bank this August.
And before my experience at Tokyo Star, I was also doing IR and also CFO at the Holding company and the bank. So maybe some of you are quite familiar with me.
And today, we also have a new participant, it's the CFO of the holding company and the bank, and her name is Megan Hsu,
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