Q3 2021 Bank of Montreal Earnings Call Transcript
Please be advised that this conference call is being recorded. Good morning, and welcome to the BMO Financial Group's Q3 2021 Earnings Release and Conference Call for August 24, 2021.
Your host for today is Mrs. Christine Viau, Head of Investor Relations. Mrs. Viau, please go ahead.
Thank you, and good morning. Welcome to BMO's third quarter 2021 results presentation. We will begin the call with remarks from Darryl White, BMO's CEO; followed by Tayfun Tuzun, our Chief Financial Officer; and Pat Cronin, our Chief Risk Officer. Also present to take questions today are Ernie Johannson from Canadian P&C; Dave Casper, from U.S. P&C; Dan Barclay from BMO Capital Markets; and Joanna Rotenberg from BMO Wealth Management.
As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial
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